Heat oil and ghee in a pan. Splutter mustard seeds, urad dal and channa dal. Add in curry leaves, onions, green chilies and ginger. When the onions turn translucent, add finely chopped carrot, green peas and tomato. Add turmeric powder and sauté well. Pour in water and add salt to taste. When this starts to boil, add the broken wheat. Keep stirring continuously so that there are no lumps. Close with a lid and cook on slow flame. Serve hot with coconut chutney.